Back in the day, paying bills seemed like a hassle. You would have to take the time out of your day to either use a mailing service to get your check into the right hands or you would have to go to the company directly and pay your bill in-person. Nowadays, everyone has a cell phone, computer, or tablet. Having these devices available has changed the way we can pay bills.
Companies now offer their customers the option to pay their bills right online. It allows the customer to virtually let the company take money directly out of their specified bank account.
Since these customers are using a mobile or portable device, there are always going to be risks. It is risky sending money and personal information using the internet, even though it is more convenient. However, there are some things you can do to ensure your safety while using electronic billing versus a mailing service. Here’s what you can do.
- Use a Password: If you are using a tablet, computer, or cellphone to conduct online billing, have a password set up on your account so no one else can have access to your information. If someone tries to steal your information, they will be prompted to enter a password before gaining access to your account.
- Stay Off of Unprotected WiFi Networks: When trying to pay your bill online, make sure you are on a secured network. Using a protected WiFi network for digital billing ensures that no one else will be on the network, trying to hack your information.
- Avoid Online or Phone Phishing Scams: If anyone calls you or sends you a message online claiming to be from your bank or the IRS and asking you for your banking information, DO NOT GIVE IT TO THEM. The IRS or your bank will never call you or send you a message online asking you for your personal information. This phishing scam is extremely common and many people find themselves giving up their information to people who should not have access to it.
Using the internet to pay your bills instead of using a mailing service comes with risks. However, if you take the initiative to be smart online and do things that will protect you, using a digital billing service can save you a lot of time and money.